Since Kindly Care caregivers are legally considered to be domestic employees, the state of California requires them to have worker’s compensation. Kindly Care has an ethical obligation to make clients aware of this, although the final responsibility rests with our clients.
If the care recipient is the homeowner, worker’s compensation may be included in their homeowner's insurance policy; if it’s not included, it can easily be added onto their policy (it usually costs between $20-30 per month).
If the care recipient is not a homeowner, worker’s compensation can be obtained through renters insurance, although it can be more expensive than going through homeowners insurance.
The other option is to go through [California State Fund](https://www.statefundca.com/), although that could typically be more expensive than the private market.
Worker’s compensation is not required in Texas.
Worker’s compensation is not required in Arizona.
Worker’s compensation is not required in Nevada.
Worker’s compensation is not required in Florida.